Our Goal is simple, to provide our clients with thoughtful, personal, and results-oriented service. Montoya & Associates can create a custom experience to your specific needs. You can expect us to help improve the quality and cost-effectiveness of your benefits programs.
Your time is valuable and it is our job to let you focus on what your company does best by delivering innovative solutions. We partner with technology companies, offering web-based enrollment technology solutions and employee communication systems in the market.
Our company culture is very important to us. We strive to provide an environment where we work hard but have fun. We enjoy what we do and make our employees feel valued. We were recently recognized as one of the Best and Healthiest Places to work in Northeast Florida.
HOW CAN WE HELP?
1EMPLOYEE BENEFITSAt Montoya & Associates, we help our clients develop benefits programs that make a competitive difference for their company while also making a difference in the lives of their employees. We provide the benefits solutions, insight and support that help you create optimal value for your business, and work with you to design a benefits and communication strategy that can help recruit and retain the best employees possible.
2PROPERTY & CASUALTY INSURANCE
At Montoya and Associates, we protect your assets as if they were our own and care for your needs like family because that’s the level of service and dedication you deserve. Simply put, we safeguard your assets so you can focus on a brighter future.
3FINANCIAL PLANNINGHow We Can Help
We look at the big picture and help you understand all aspects that may affect your personal financial situation.
- Estate Planning
- Retirement Planning
- College Planning
- Life Insurance
- Legacy Planning
- Social Security
4INDIVIDUAL INSURANCEWe assist individuals and families with finding insurance coverage that fits their needs.
Our individual insurance services include:
- Life Insurance
- Disability Income Insurance
- Long Term Care Insurance
5INDIVIDUAL HEALTH INSURANCENavigating the complex and ever-changing landscape with the Affordable Care Act or Health Care Reform may seem like a daunting task. At Montoya & Associates, we have local advisors available to help you find the right health care coverage at the right price.
6RETIREMENT PLANSAn employee retirement plan can help:
- Recruit and retain valuable employees
- Bridge the gap between Social Security and retirement income needs, which are estimated to be 85 percent of current income
- Reduce tax liability — contributions to employee accounts are tax-deductible from business income
7WEALTH MANAGEMENTTo strive toward your financial goals, you need the foundation of a solid financial strategy—A strategy that looks well beyond the day-to-day distractions of the financial markets and instead focuses on your long-term objectives. It should be tailored to match your personal goals, which might include:
- Building a secure retirement
- Planning for college
- Minimizing taxes
- Leaving a legacy
- Charitable giving