Our diverse team of highly-experienced professionals, take a “hands-on” and thoughtful approach in caring for your employee benefits, financial and insurance needs.Why Choose Us? →
We make it easy! From designing a comprehensive employee benefits package, insuring your business or personal needs to protecting your wealth—we are here to help!Our Solutions →
HOW CAN WE HELP?
1EMPLOYEE BENEFITSAt Montoya & Associates, we help our clients develop benefits programs that make a competitive difference for their company while also making a difference in the lives of their employees. We provide the benefits solutions, insight, and support that will help you create optimal value for your business. We work with you to design a benefits and communication strategy that can help recruit and retain the best employees possible.
2PROPERTY & CASUALTY INSURANCE
At Montoya and Associates, we protect your assets as if they were our own and care for your needs like family because that’s the level of service and dedication you deserve. Simply put, we safeguard your assets so you can focus on a brighter future.
3FINANCIAL PLANNINGHow We Can Help
We look at the big picture and help you understand all aspects that may affect your personal financial situation by:
- Estate Planning
- Retirement Planning
- College Planning
- Life Insurance
- Legacy Planning
- Social Security
4INDIVIDUAL INSURANCEWe assist individuals and families with finding insurance coverage that fits their needs.
Our individual insurance services include:
- Life Insurance
- Disability Income Insurance
- Long Term Care Insurance
5INDIVIDUAL HEALTH INSURANCENavigating the complex and ever-changing landscape with the Affordable Care Act or Health Care Reform may seem like a daunting task. At Montoya & Associates, we have local advisors available to help you find the right health care coverage at the right price.
6RETIREMENT PLANSAn employee retirement plan can help:
- Recruit and retain valuable employees
- Bridge the gap between Social Security and retirement income needs, which are estimated to be 85 percent of current income
- Reduce tax liability — contributions to employee accounts are tax-deductible from business income
7WEALTH MANAGEMENTTo strive toward your financial goals, you need the foundation of a solid financial strategy. This would be a strategy that looks well beyond the day-to-day distractions of the financial markets and instead focuses on your long-term objectives. It should be tailored to match your personal goals, which might include:
- Building a secure retirement
- Planning for college
- Minimizing taxes
- Leaving a legacy
- Charitable giving