Our Goal is simple, to provide our clients with thoughtful, personal, and results-oriented service. Montoya & Associates can create a custom experience to your specific needs. You can expect us to help improve the quality and cost-effectiveness of your benefits programs.
Your time is valuable and it is our job to let you focus on what your company does best by delivering innovative solutions. We partner with technology companies, offering web-based enrollment technology solutions and employee communication systems in the market.
IN THE COMMUNITY
We love being involved in the community, we strive to be a leader and trend setter for our partners. Montoya is well-represented in such organizations as Rotary International, the YMCA and advisory boards of local governments.
HOW CAN WE HELP?
1EMPLOYEE BENEFITSAt Montoya & Associates, we help our clients develop benefits programs that make a competitive difference for their company while also making a difference in the lives of their employees. We provide the benefits solutions, insight and support that help you create optimal value for your business, and work with you to design a benefits and communication strategy that can help recruit and retain the best employees possible.
2FINANCIAL PLANNINGHow We Can Help
We look at the big picture and help you understand all aspects that may affect your personal financial situation.
- Estate Planning
- Retirement Planning
- College Planning
- Life Insurance
- Legacy Planning
- Social Security
3INDIVIDUAL INSURANCEWe assist individuals and families with finding insurance coverage that fits their needs.
Our individual insurance services include:
- Life Insurance
- Disability Income Insurance
- Long Term Care Insurance
4INDIVIDUAL HEALTH INSURANCENavigating the complex and ever-changing landscape with the Affordable Care Act or Health Care Reform may seem like a daunting task. At Montoya & Associates, we have local advisors available to help you find the right health care coverage at the right price.
5RETIREMENT PLANSAn employee retirement plan can help:
- Recruit and retain valuable employees
- Bridge the gap between Social Security and retirement income needs, which are estimated to be 85 percent of current income
- Reduce tax liability — contributions to employee accounts are tax-deductible from business income
6WEALTH MANAGEMENTTo strive toward your financial goals, you need the foundation of a solid financial strategy—A strategy that looks well beyond the day-to-day distractions of the financial markets and instead focuses on your long-term objectives. It should be tailored to match your personal goals, which might include:
- Building a secure retirement
- Planning for college
- Minimizing taxes
- Leaving a legacy
- Charitable giving