Our Team

The professionals at Montoya & Associates recognize their responsibility to create value for their clients. That’s why we take a team approach to your employee benefits and wealth management strategy that is always client centric. From our wealth management advisors to our client services administration, we understand that our commitment to you means everything from answering phone calls promptly to regular reviews of your plan. We will be with you at every stage of your plan—our goal is to simplify the complex.

Clients come first, that is our promise. We help our clients make smart financial decisions in an environment of uncompromising integrity, helping them “Live a Life Well Spent.”

H. William Montoya, CLU
H. William Montoya, CLU

The principal owner and founder of our firms, Will Montoya has over 25 years of experience in the employee benefits field. read more →

Trevor D. Harkness, CFP®, ChFC®, CRPC®
Trevor D. Harkness, CFP®, ChFC®, CRPC®

Trevor joined Montoya in 2004 and currently serves as a Financial Planner and a Benefits Advisor. read more →

Chriss Spires, CFEI
Chriss Spires, CFEI

As a Principal and Senior Advisor, Chriss brings his collective experience as a manager, owner, and entrepreneur to his individual and corporate clients. read more →

Joe Malzacher
Joe Malzacher

Joe Malzacher helps businesses set up employee benefits programs. Employee benefits programs can be complicated and diverse and Joe skillfully guides his clients on how to effectively and efficiently administer them. read more →

Case Walther
Case Walther

Case Walther joined Montoya & Associates in 2016 in an effort to help expand the quickly growing Property & Casualty Insurance Division. Case has roots all around the state of Florida but came to settle down in his home town of Ponte Vedra. read more →

Matt Montoya
Matt Montoya

Matt Montoya joined Montoya & Associates in 2014 with the launch of their new Property & Casualty Insurance Division. Matt began his career in the South Florida market and is now focusing his business in North Florida. read more →

Kent Lightner
Kent Lightner

Chief Operating Officer Kent joined the Montoya team in 2015 with over 20 years of leadership experience in the military, manufacturing and technology industries. He oversees our service, marketing, technology, and operations departments.

Julie Edgar, CIC, CRM
Julie Edgar, CIC, CRM

Director of Property & Casualty read more →

Mandy Anderson
Mandy Anderson

P&C Account Manager read more →

Angie Newman
Angie Newman

Director of Financial Services

Keenan Crosby
Keenan Crosby

Wealth Management Associate read more →

Cathy Howell
Cathy Howell

Retirement Plan Manager

Monica Ryan
Monica Ryan

Director of Employee Group Benefits

Georgie Rudin
Georgie Rudin

Lead Account Manager

Chelsea Pastrana
Chelsea Pastrana

Director of Marketing

Lora Harmon
Lora Harmon

Renewal Specialist

Margo Arrington
Margo Arrington

Lead Account Manager

Christina Bland
Christina Bland

Account Manager

Lindsay Marsh
Lindsay Marsh

Benefits Specialist

Tracy Walker
Tracy Walker

Account Manager read more →

Andrea Avila
Andrea Avila

Account Manager read more →

Paul Van Brunt
Paul Van Brunt

Employee Benefits Compliance Manager read more →

Ashle Fike
Ashle Fike

Marketing Assistant read more →