Our Team

The professionals at Montoya & Associates recognize their responsibility to create value for their clients. That’s why we take a team approach to your employee benefits and wealth management strategy that is always client centric. From our wealth management advisors to our client services administration, we understand that our commitment to you means everything from answering phone calls promptly to regular reviews of your plan. We will be with you at every stage of your plan—our goal is to simplify the complex.

Clients come first, that is our promise. We help our clients make smart financial decisions in an environment of uncompromising integrity, helping them “Live a Life Well Spent.”

H. William Montoya, CLU
H. William Montoya, CLU

The principal owner and founder of our firms, Will Montoya has over 25 years of experience in the employee benefits field. read more →

Trevor D. Harkness, CFP®, ChFC®, CRPC®
Trevor D. Harkness, CFP®, ChFC®, CRPC®

Trevor joined Montoya in 2004 and currently serves as a Financial Planner and a Benefits Advisor. read more →

Chriss Spires
Chriss Spires

As a Principal and Senior Advisor, Chriss brings his collective experience as a manager, owner, and entrepreneur to his individual and corporate clients. read more →

Jud Durel, CFP®, CIMA®, CPA*,
Jud Durel, CFP®, CIMA®, CPA*,

Jud is focused on wealthy individuals and small business owners. His area of knowledge includes: wealth management, business exit and succession planning, retirement planning, tax reduction strategies, estate planning and wealth transfer solutions for successful clients and their families. read more →

Joe Malzacher
Joe Malzacher

Joe Malzacher helps businesses set up employee benefits programs. Employee benefits programs can be complicated and diverse and Joe skillfully guides his clients on how to effectively and efficiently administer them. read more →

Case Walther
Case Walther

Case Walther joined Montoya & Associates in 2016 in an effort to help expand the quickly growing Property & Casualty Insurance Division. Case has roots all around the state of Florida but came to settle down in his home town of Ponte Vedra. read more →

Adam Petrus
Adam Petrus

Adam is a high energy and goal-oriented business development/sales professional with over 15 years’ experience with Fortune 500 companies and the Federal Government in Business Development/Sales and Operations. read more →

Matt Montoya
Matt Montoya

Matt Montoya joined Montoya & Associates in 2014 with the launch of their new Property & Casualty Insurance Division. Matt began his career in the South Florida market and is now focusing his business in North Florida. read more →

Kent Lightner
Kent Lightner

Chief Operating Officer

Julie Edgar, CIC, CRM
Julie Edgar, CIC, CRM

P&C Account Manager read more →

Mandy Anderson
Mandy Anderson

P&C Account Manager read more →

Angie Newman
Angie Newman

Director of Financial Services

Melissa Duke
Melissa Duke

Financial and Investment Specialist read more →

Cathy Howell
Cathy Howell

Retirement Plan Manager

Monica Ryan
Monica Ryan

Director of Employee Group Benefits

Georgie Rudin
Georgie Rudin

Lead Account Manager

Chelsea Pastrana
Chelsea Pastrana

Director of Marketing

Jeff Johnson
Jeff Johnson

Director of Technology

Lora Harmon
Lora Harmon

Renewal Specialist

Margo Arrington
Margo Arrington

Lead Account Manager

Samantha Blackwell
Samantha Blackwell

Office Administrator

Christina Bland
Christina Bland

Account Manager

Lindsay Marsh
Lindsay Marsh

Benefits Specialist

Amy Restivo
Amy Restivo

Executive Assistant read more →

Tracy Walker
Tracy Walker

Account Manager read more →

Andrea Avila
Andrea Avila

Account Manager read more →

Paul Van Brunt
Paul Van Brunt

Employee Benefits Compliance Manager read more →