Business Insurance

Get A Complimentary Business Insurance Assessment Today!


Are you taking the proper steps to keep your employees and business safe?
We know that as a business owner, you are exposed to risk every day. And it’s not just one particular type of risk – there are many moving parts to handle when you’re at the helm.

Montoya & Associates offers business leaders a full suite of commercial and business insurance coverages. We aim to protect you and your business with comprehensive insurance. We want to help minimize financial risks by helping you prepare for a wide range of unexpected events: a worker’s compensation injury, death or long-term disability in the leadership chain, or a sudden legal challenge – not to mention the range of natural disasters that lead companies to safeguard their data infrastructures and take other important risk mitigation steps quickly.

We help businesses with business liability insurance, and business property insurance. We offer customized worker’s compensation coverage to guard against injuries on the job. We also help firms acquire professional liability insurance for human assets, fleet insurance for vehicles, and other targeted coverages that will keep your business solvent through tough times.
In addition, we help with cyber liability insurance — dealing with data breaches and cyberattacks is an ongoing and important part of business in the 21st century.

And, when it comes to staying in the good graces of regulators, we help with the compliance end of business insurance. Looking at OSHA and DOT and the other state and federal programs, we help our client businesses to stay on top of best practices and guidelines for reducing risk.

Talk to Montoya & Associates about getting all the business insurance that you need to move forward with confidence.


  • Business Liability Insurance
  • Business Property Insurance
  • Workers Compensation
  • Professional Liability Insurance
  • Medical Malpractice Insurance
  • Cyber Liability Insurance
  • Fleet Insurance
  • Inland Marine Insurance
  • And more



We offer tools, resources and guides that help you remain compliant from OSHA requirements, DOT Compliance, Federal/State Compliance to GHS Compliance.

Risk Management & Safety


We can assist with employee safety manuals, industry specific safety training, OSHA benchmarking and return to work programs.